Cardi B needs to find $3 million in only 65 days or face losing her Atlanta mansion – despite insisting she’s not broke

Cardi B announced she is pregnant with her third child on the same day as her divorce was reported

CARDI B has to pay $3 million in the next two months to secure the mortgage on her luxury Atlanta mansion, The U.S. Sun can exclusively reveal.

The rapper, 31, denied rumors on Monday that she and her husband Offset are broke and may lose their Georgia home, days before she filed for divorce.

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Cardi B announced she is pregnant with her third child on the same day as her divorce was reportedCredit: Getty
The rapper and husband Offset have a huge mansion in Atlanta bought in 2019

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The rapper and husband Offset have a huge mansion in Atlanta bought in 2019Credit: Drone media Solutions
Inside Cardi B's Atlanta mansion

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Inside Cardi B’s Atlanta mansionCredit: Dorsey Alston
Cardi and Offset have been on and off for years and she previously filed in 2020

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Cardi and Offset have been on and off for years and she previously filed in 2020Credit: Getty

A now-deleted post shared by Icy Scoop News on X, formerly Twitter, alleged that the pair has been “fighting to make payments” on the home and are “facing foreclosure.”

Cardi and Offset own a huge 22,000-square-foot home that boasts five bedrooms and 11 bathrooms.

She hit out at the rumors on X and claimed the couple bought the house in 2019 for $5 million and it’s now it’s worth $7 million.

But The U.S. Sun can reveal the full extent of the financial situation she and Offset, 32, find themselves in, while Cardi has also announced she is pregnant with her third child.

Public documents show that they’ve taken out huge mortgages on their Atlanta and New Jersey properties worth $11 million in the past five years.

One of the loans, for $3 million, was only approved in October last year.

But the very short-term mortgage was just for one year and the debt has to be repaid by October 4, 2024 – in just over two months.

Although Cardi, real name Belcalis Marlenis, claims that the pad is now worth $7 million, Zillow estimates the value at $6.5 million.

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The on/off couple has the aforementioned $3 million loan and when they purchased the property they borrowed $3.575 million from Wells Fargo – which is $6.575 million in total.

They also own an extravagant nine-bed, nine-bath pad in Tenafly, New Jersey, which they bought for $5.85 million in September 2021, and is now worth $6.1 million. 

Cardi B begs to use fans’ Netflix account and promises not to ‘abuse’ it as critics say ‘just pay the damn money!’

That was immediately saddled with a mortgage for $4,387,500 with another Tennessee lender, First Horizon Bank. 

The deals have been done through trusts set up by Kim Kardashian’s former manager Lester Knispel and Kim and Cardis’ current manager, Lou Taylor, a controversial figure who used to manage Britney Spears and had been accused of making millions off the star during her conservatorship. 

The U.S. Sun has contacted Cardi’s rep for comment but did not hear back.

Meanwhile, Cardi and Offset have also let other property investments slide. 

Five years ago, they bought a piece of land and five properties on the same street in the Atlanta suburb of Jonesboro for $250,000 in total.

There was talk that the couple were going to put the lots together to build their dream home, but it appears they are still yet to make any real estate moves.

Instead, they racked up multiple state tax liens – worth anything from $200 to $1,300 between 2021 and 2022, which were eventually paid up in April last year and, in some cases, only last month. 

Four months ago, Cardi reportedly told Complex she wasn’t worried about money.

She said: “I made a lot of money. I made a lot of money…I feel like I actually passed almost doing $88 million. I make a lot of money.”

Cardi B’s full response

Cardi B hit back at a report by Icy Scoop News on X

The rapper laughed off the report, sharing, “LMAOOO You bum b**ches wish. Me and Offset bought that house in 2019 for 5 million now it’s worth 7. Check the Atlanta market. And no, we not selling it… and if I ever sold it I would just sell my part to Offset since he loves Atlanta. Throwing salt on my home? Hating bad.”

She followed up with another post which read, “Anyways. LMFAOOOOOOOOOOO it’s a lot of reality checks circling around.”

It seems she was still hinting at the topic the following day, sharing a video of her property in New Jersey as she showed off the bedroom and backyard, writing, “Good morning from my second home!”

She also further addressed the rumors on social media, stating, “If I wanna sell that house today, me and Offset could sell that sh** in the blink of an eye. But we don’t want to sell our house. I close my eyes and I can make money. I might just drop $200,000 on a f**king necklace because I can b**ch.”

In April, she also claimed on X: “Right now I get brand deals for over $5 million for a campaign… I got social media famous in 2014…my first brand deal from Fashion Nova was in 2016 and $200 a post.

“You could reach any height no matter how ghetto or where you come from. Just remember the key is to be patient and be humble. Blessings.”

Cardi excitedly shared the news when she and Offset first bought their Atlanta home back in 2019, writing on social media, “WE GOT OUR HOUSE!!!!!”

The two have been on and off for seven years, with Cardi first filing for divorce in 2020.

According to Page Six, Cardi filed for divorce from her estranged a second time on Wednesday.

But a source also told the outlet: “They’ve grown apart. That’s what drove her to this decision more than anything else. This is something she wants to do.”

Cardi, who tied the knot in 2017, is said to be seeking primary custody of their two children,  Kulture, five, and Wave, two.

Cardi B & Offset Relationship Timeline

The couple has had a rocky relationship full of highs and lows throughout the years

February 2017: Cardi introduces her “babe” Offset on Instagram

September 2017: The two get secretly married

October 2017: Offset publicly proposes to Cardi

December 2017: Offset first accused of cheating on Cardi

April 2018: Cardi reveals pregnancy on SNL

July 2018: The couple welcomes their first child, daughter Kulture

December 2018: Cardi announces split from Offset

January 2019: Cardi and Offset reconcile

December 2019: The two move into together in Atlanta, Georgia

September 2020: Cardi files for divorce

November 2020: Divorce is called off

September 2021: The couple welcomes second child, son Wave

June 2023: Cardi defends Offset against new cheating rumors

December 2023: Cardi slams Offset in Instagram Live rant

December 2023: Offset denies Chrisean Rock cheating rumors, Cardi says she’s single

May 2024: Offset showers Cardi with love for Mother’s Day

May 2024: Cardi calls her relationship with Offset “complicated”

In another twist, she also announced she’s pregnant with her third child in an Instagram post.

“With every ending comes a new beginning!” she wrote.

“I am so grateful to have shared this season with you, you have brought me more love, more life and most of all renewed my power! Reminded me that I can have it all!

“You’ve reminded me that I never have to choose between life, love, and my passion! I love you so much and can not wait for you to witness what you helped me accomplish, what you pushed me to do!

“It’s so much easier taking life’s twists, turns and test laying down, but you, your brother and your sister have shown me why it’s worth it to push through!”

Earlier this year, Cardi and Offset featured on the cover of Rolling Stone, and she was asked about their current relationship status.

“We do love each other. It’s not even about love. We’re best friends,” she told the outlet.

“And it’s like, ‘OK. Well, there was a time that I didn’t have a best friend, or I didn’t have a support system.’

“It’s not even about ‘How do you leave a partner?’ How do you stop talking to your best friend?” she questioned.

Cardi explained their children and her career are her main priorities, and admitted she sometimes feels as if her marriage is last.

“We’re from two different worlds,” she said of her and the Migos member.

“Sometimes I cannot be … not that I cannot be a wife. It’s just like, my career takes my life.”

Cardi B's lavish mansion is seen lit up at night in Atlanta with a pool and lush greenery

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Cardi B’s lavish mansion is seen lit up at night in Atlanta with a pool and lush greeneryCredit: Drone media Solutions
Cardi and Offset's home has a giant wine cellar and chandeliers in most of the rooms

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Cardi and Offset’s home has a giant wine cellar and chandeliers in most of the roomsCredit: Drone media Solutions
The luxury property shared by the pair has five bedrooms and 11 bathrooms

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The luxury property shared by the pair has five bedrooms and 11 bathroomsCredit: Dorsey Alston

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